Simple Application Process

Apply in 3 minutes, get approved in 24 hours, funded same day. Our streamlined process is designed for BNI members.

4 Simple Steps to Funding
1

Digital Application

Complete our simple online form in just 3 minutes. No paperwork, no office visits required.

What you'll need:

  • Basic business information
  • BNI membership details
  • Business registration documents
  • Recent business bank statements
Time: 3-5 minutes
2

Document Verification

Our team verifies your BNI membership and business details. We contact your guarantors for confirmation.

Verification includes:

  • BNI membership confirmation
  • Business registration verification
  • Guarantor confirmation
  • Credit assessment
Time: 2-4 hours
3

Approval & Terms

Receive loan approval with clear, transparent terms. Review and accept your personalized offer.

In your offer:

  • Approved loan amount
  • Interest rate & repayment schedule
  • Clear terms & conditions
  • No hidden charges or fees
Time: Within 24 hours
4

Instant Disbursement

Funds sent directly to your registered mobile money or bank account. Start using immediately.

Funding options:

  • Mobile Money (MTN, Airtel)
  • Bank transfer
  • Same-day processing
  • Immediate availability
Time: Same day